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Best American Insurance

Built Around You

How We Choose the Right Carriers for You

As an independent broker, we're not tied to any single insurance provider. Our mission is to find the best coverage tailored to your unique needs, offering you a range of options from top-rated carriers.

Best American Insurance

Built Around You

How We Choose the Right Carriers for You

As an independent broker, we're not tied to any single insurance provider. Our mission is to find the best coverage tailored to your unique needs, offering you a range of options from top-rated carriers.

PRESENTED BY:

Your Name

Your Title

PRESENTED BY:

Your Name

Your Title

Evaluating Carriers with Precision

Our Selection Process

At Best American Insurance, we meticulously assess potential insurance carriers to ensure they meet our high standards for financial stability and customer service. Our evaluation process includes:

  • Financial Strength Analysis:
    Reviewing the carrier's financial health to ensure they can meet policy obligations.

  • Claims History:

    Analyzing past claim settlements for fairness and efficiency.

  • Customer Service:

    Assessing responsiveness and support.

  • Product Offerings:

    Ensuring a diverse range of policies to meet various client needs.

Ensuring Financial Stability

Trusted Rating Carriers

Beyond immediate financial relief, life insurance can also serve as a tool for long-term financial strategies. Certain policies accumulate cash value over time, which can be accessed during your lifetime for emergencies or retirement planning.

  • AM Best:
    Specializes in assessing the creditworthiness of insurance companies, providing ratings that reflect their ability to meet policyholder obligations.

  • Standard & Poor's (S&P):

    Offers financial strength ratings indicating an insurer's capacity to pay claims, with ratings ranging from AAA (Extremely Strong) to D (Default).

  • Fitch Ratings:

    Provides insurer financial strength ratings, evaluating the likelihood of timely payment of policyholder obligations.

  • Demotech:

    Secure your children's educational aspirations.

  • Leave a Legacy:
    Focuses on rating regional and specialty insurers, particularly in the property and casualty sector, offering Financial Stability Ratings® that indicate an insurer's ability to withstand economic downturns.

Decisions With Confidence

What this Means to You

Protection for You and Your Loved Ones Future

When you choose Best American Insurance, you’re choosing confidence. Our rigorous selection process ensures we work only with carriers that are financially stable, reliable, and transparent. That means peace of mind, knowing your insurer has the strength to pay claims; reliable protection, with policies that perform when you need them most; and informed choices, because you’ll have access to clear, trustworthy information about your insurer’s financial health.

In a world full of uncertainties, we provide the assurance you need to feel secure.

How It Works

From Quote to Coverage - Fast & Easy

Connect With An Expert

Based on your needs, we’ll compare top carriers and present the best options that align with your goals and budget.

Get a Custom Quote

Start with a quick, friendly conversation. No pushy sales—just clear guidance from licensed professionals who listen.

Apply & Activate

Choose your plan and apply in minutes—online or over the phone. Some policies even activate the same day.

Rest Easy

You’re covered. Whether it’s a life event or a claim, our team is here when you need us—with real people and real answers.

Some of Our Trusted Carriers

Life Insurance & Financial Planning

Health Insurance

Auto Insurance

Homeowners Insurance

Business Insurance

New Inquiries & Agents

Existing Clients & Support

Medicare Agents & Support

Live Agent Assistance

Monday - Friday 9:00 am - 8:00 pm EST

Saturday 9:00 am - 3:00 pm EST

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Terms and conditions apply. Policies and premiums are subject to underwriting. The content of this site is meant to be informational, and it should not be considered financial advice.

For further details and to discuss policy options, please get in touch using our request a quote form and an advisor will be in touch.

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